Writing checks might seem like a vintage pastime, but it's a necessary skill. Whether you're paying rent, making a down payment on a car, or paying a bill, we'll walk you through the steps to ensure your check is accurate and valid. If you're looking to learn even more about checks, look at our blog article How to Write a Check.
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Writing the Amount in Numbers
There's a box just under the date line on your check, specifically for writing the amount in numbers. Whether it's a round figure like 50 or 75, always include the cents to show as $50.00. It's a smart move to include cents in all cases, such as $1,298.24. This simple step acts as a safeguard, preventing fraudsters from altering the amount you wrote.
Writing the Amount in Words
Just below the 'Pay to the Order of' line, you can write the amount of the check in words. For instance, $1,298.24 would be written as one thousand two hundred ninety eight & 24/100. Here's a key point: if the amount you wrote in numbers differs from the amount in words, the bank will always go with the amount you wrote in words. So, it's crucial to be precise in both formats.
WaFd Bank is Here to Help
No question is too small, and with WaFd Bank you also have access to tools and services to help you manage your finances and get the most from your money. From checking accounts to savings accounts and everything in between, you'll find an account to fit your needs and your budget Open an account online today or visit us at your neighborhood branch, give us a call at 800-324-9375, or check out what WaFd online banking has to offer.
