Interest Checking
Earn Interest and Money Saving Rewards? In a Checking Account? You Bet!
With our most rewarding checking account, you can enjoy earning interest plus a wide variety of rewards and benefits for the things in life that matter most, like identity theft protection and resolution, plus gas rewards and shopping discounts just about everywhere. All this for $0-12 a month, depending on your balance.
Account Benefits and Rewards
Enjoy access to benefits valued at $95+ every month! Monthly account fee is waived with an average balance of $5,000 or combined $50,000 balance in related accounts.
Let's Open Your Interest Checking Account Today
Choose Between Classic, Seattle Seawolves & Seattle Kraken Debit Cards
Only $25 initial deposit to open.
No fee
Bill Pay and Person-to-Person Payments with Zelle®
Thousands of Fee-Free ATMs
24/7 Online & Mobile Banking
with mobile check deposit
Over 200 Branches
in 9 states to serve you
Voice-Activated Banking
Personal Financial Management Tools
Contactless Debit Card
Overdraft Services
Start Savings
With a higher interest rate than a traditional savings account, Start Savings is designed to help you save and earn more for doing it. To open, just have any WaFd Checking account (including Fresh Start) and start paying your future self.
- Only $25 initial deposit
- No minimum balance requirements
- No monthly service charge
- Variable blended rate (interest rate is different depending on how much money you have in the account)
Open Your Account Online or at a Local Branch
For assistance with WaFd Bank products and services.
Benefits are available to personal checking account owner(s) and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a "signer" on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Restrictions may apply. For additional details access your Gas Savings benefit through your WaFd Online Banking.
Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Guide to Benefit and insurance documents can be found through your WaFd Online Banking or WaFd Bank mobile app. If you wish to name a beneficiary for your Accidental Death and Dismemberment Insurance coverage, please complete a beneficiary form. If there is no designated beneficiary on file, benefits will be paid according to the Master Policy. As an eligible account owner, you are enrolled as a member of the Econocheck Association, of which your financial institution is a sponsor. For more information, please call 866-210-0361. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate. Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance. Credit Score is a VantageScore 3.0 based on single bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to your score on a monthly basis. Health Discount Savings is NOT insurance. Registration/activation required. Shopping Rewards require registration/activation; available via mobile and web only. Travel and Leisure Discounts are available via mobile and web only.
*Wire transfer fees are reimbursed on request when your monthly balance is $5,000 or greater, or you have $50,000 or more in related accounts.
Awarded America's Best Big Bank - Three Years in a Row
Best Big Bank in Washington, Idaho, New Mexico
Awarded America's Best-in-State Bank
Best-in-State Bank in Washington, Nevada, New Mexico
Awarded America's Best Big Bank - Three Years in a Row
Best Big Bank in Washington, Idaho, New Mexico
Awarded America's Best-in-State Bank
Best-in-State Bank in Washington, Nevada, New Mexico