Open a Bank Account Online
Are you looking to open a checking or savings account, or add to your existing accounts? WaFd Bank, named Best Big Bank by Newsweek three years in a row, offers top-rated checking accounts you can open in just minutes.
We also offer Small Business and Commercial accounts.
Here's what you'll need
- Live in Arizona, California, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, or Washington.
- Funding method, such as a credit or debit card, or routing and account number.
Have Questions?
See our Account Opening FAQs.
Checking Accounts
Saving Accounts
Free Checking
Get the Best *Free Checking Account Around
Everything you want in a free checking account:
- Only $25 initial deposit to open
- No minimum balance
- No monthly maintenance fees*
- Access to thousands of Fee-free ATMs
- Online Banking
- Bill Pay & external transfers
- Mobile Banking
- Person-to-person payments
- Overdraft Protection
- Secure Checking
Learn more about Free Checking
*Nonsufficient Funds Charge may apply
Interest Checking
Interest, Rewards and More, All in one Account
Enjoy access to benefits valued at $95+ every month!
- Only $25 initial deposit to open
- Get a Free 3x5" Safe Deposit Box (where available)
- 5 ¢/gal Shell Fuel Savings
- 24/7 Telehealth Services
- Identity Theft, Credit File and Dark Web Monitoring
- Up to $1 million Identity Theft Reimbursement
- Up to $800 per claim on Mobile Protection ($50 deductible applies)
- 24-Hour Roadside Assistance
- Rideshare Protection
- Accidental Death & Dismemberment (AD&D) Insurance
- Extended Warranties and Buyer's Protection
- Health, Shopping, Travel and Leisure discounts
Learn more about Interest Checking
*At branches where available
Checking Accounts
Saving Accounts
Free Checking
Get the Best *Free Checking Account Around
Everything you want in a free checking account:
- Only $25 initial deposit to open
- No minimum balance
- No monthly maintenance fees*
- Access to thousands of Fee-free ATMs
- Online Banking
- Bill Pay & external transfers
- Mobile Banking
- Person-to-person payments
- Overdraft Protection
- Secure Checking
Learn more about Free Checking
*Nonsufficient Funds Charge may apply
Interest Checking
Interest, Rewards and More, All in one Account
Enjoy access to benefits valued at $95+ every month!
- Only $25 initial deposit to open
- Get a Free 3x5" Safe Deposit Box (where available)
- 5 ¢/gal Shell Fuel Savings
- 24/7 Telehealth Services
- Identity Theft, Credit File and Dark Web Monitoring
- Up to $1 million Identity Theft Reimbursement
- Up to $800 per claim on Mobile Protection ($50 deductible applies)
- 24-Hour Roadside Assistance
- Rideshare Protection
- Accidental Death & Dismemberment (AD&D) Insurance
- Extended Warranties and Buyer's Protection
- Health, Shopping, Travel and Leisure discounts
Learn more about Interest Checking
*At branches where available
Awarded America's Best Big Bank - Three Years in a Row
Best Big Bank in Washington, Idaho, New Mexico
Awarded America's Best-in-State Bank
Best-in-State Bank in Washington, Nevada, New Mexico
Awarded America's Best Big Bank - Three Years in a Row
Best Big Bank in Washington, Idaho, New Mexico
Awarded America's Best-in-State Bank
Best-in-State Bank in Washington, Nevada, New Mexico