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Couple in coffee shop looking at cell phone.
Couple in coffee shop looking at cell phone.
Couple in coffee shop looking at cell phone.
Couple in coffee shop looking at cell phone.
Couple in coffee shop looking at cell phone.
Couple in coffee shop looking at cell phone.
Couple in coffee shop looking at cell phone.
Easily Open a New Personal WaFd Bank Account Online in Minutes

Open a Bank Account Online

Are you looking to open a checking or savings account, or add to your existing accounts? WaFd Bank, named Best Big Bank by Newsweek three years in a row, offers top-rated checking accounts you can open in just minutes.

We also offer Small Business and Commercial accounts.

Here's what you'll need
  • Live in Arizona, California, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, or Washington.
  • Funding method, such as a credit or debit card, or routing and account number.
Checking Accounts
Saving Accounts
Group of friends enjoying a carefree sunset at a lake

Free Checking

Get the Best *Free Checking Account Around

Everything you want in a free checking account:

  • Only $25 initial deposit to open
  • No minimum balance
  • No monthly maintenance fees*
  • Access to thousands of Fee-free ATMs
  • Online Banking
  • Bill Pay & external transfers
  • Mobile Banking
  • Person-to-person payments
  • Overdraft Protection
  • Secure Checking

Learn more about Free Checkingarrow-right

*Nonsufficient Funds Charge may apply

Shopping man smiling while on his phone

Interest Checking

Interest, Rewards and More, All in one Account

Enjoy access to benefits valued at $95+ every month!

  • Only $25 initial deposit to open
  • Get a Free 3x5" Safe Deposit Box (where available)
  • 5 ¢/gal Shell Fuel Savings
  • 24/7 Telehealth Services
  • Identity Theft, Credit File and Dark Web Monitoring
  • Up to $1 million Identity Theft Reimbursement
  • Up to $800 per claim on Mobile Protection ($50 deductible applies)
  • 24-Hour Roadside Assistance
  • Rideshare Protection
  • Accidental Death & Dismemberment (AD&D) Insurance
  • Extended Warranties and Buyer's Protection
  • Health, Shopping, Travel and Leisure discounts

Learn more about Interest Checkingarrow-right

*At branches where available

Checking Accounts
Saving Accounts
Group of friends enjoying a carefree sunset at a lake

Free Checking

Get the Best *Free Checking Account Around

Everything you want in a free checking account:

  • Only $25 initial deposit to open
  • No minimum balance
  • No monthly maintenance fees*
  • Access to thousands of Fee-free ATMs
  • Online Banking
  • Bill Pay & external transfers
  • Mobile Banking
  • Person-to-person payments
  • Overdraft Protection
  • Secure Checking

Learn more about Free Checkingarrow-right

*Nonsufficient Funds Charge may apply

Shopping man smiling while on his phone

Interest Checking

Interest, Rewards and More, All in one Account

Enjoy access to benefits valued at $95+ every month!

  • Only $25 initial deposit to open
  • Get a Free 3x5" Safe Deposit Box (where available)
  • 5 ¢/gal Shell Fuel Savings
  • 24/7 Telehealth Services
  • Identity Theft, Credit File and Dark Web Monitoring
  • Up to $1 million Identity Theft Reimbursement
  • Up to $800 per claim on Mobile Protection ($50 deductible applies)
  • 24-Hour Roadside Assistance
  • Rideshare Protection
  • Accidental Death & Dismemberment (AD&D) Insurance
  • Extended Warranties and Buyer's Protection
  • Health, Shopping, Travel and Leisure discounts

Learn more about Interest Checkingarrow-right

*At branches where available