Checking Accounts
Get Access to Thousands of Fee Free ATMs with a Best Bank
Whether you're looking for Free Checking or an account with rewards and interest, we have accounts that are tailored to meet your needs. Let us show you why WaFd Bank has been voted Best Bank!
Looking for Business Checking
Compare Checking Accounts and Open an Account Online Today
Compare checking account details tableOpen an Account| Hide Similar Features | ||||
|---|---|---|---|---|
| Only $25 Initial Deposit | ||||
| Service Charge | $12 Per Month Charge waived with $5,000 average daily balance or $50,000 in eligible accounts | $9 Per Month | $6 Per Month | FREE |
| Minimum Balance Requirement | $5,000 See more details | $0 | $0 | $0 |
| Earns Interest | ||||
| Free Checks WaFd Branded only | ||||
| Free 3x5 safe deposit box where available | ||||
| Contactless Debit Card | ||||
Digital Banking | ||||
| Free Overdraft Protection Connect your Savings or Money Market for overdraft protection. | ||||
| Overdraft Line of Credit Subject to credit approval. | ||||
| Daily Cap of NSF Fees 3 per day or $90. | ||||
| Open an Account | Open an Account | Open an Account | Open an Account |
Compare Checking AccountsHide Similar Features | |
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| Only $25 Initial Deposit | Interest Checking Premium Rewards Checking Rewards Checking *Free Checking |
| Service Charge |
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| Minimum Balance Requirement |
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| Earns Interest | Interest Checking Premium Rewards Checking Rewards Checking *Free Checking |
| Free Checks WaFd Branded only | Interest Checking Premium Rewards Checking Rewards Checking *Free Checking |
| Free 3x5 safe deposit box where available | Interest Checking Premium Rewards Checking Rewards Checking *Free Checking |
Interest Checking Premium Rewards Checking Rewards Checking *Free Checking | |
| Contactless Debit Card | Interest Checking Premium Rewards Checking Rewards Checking *Free Checking |
Digital Banking | Interest Checking Premium Rewards Checking Rewards Checking *Free Checking |
| Free Overdraft Protection Connect your Savings or Money Market for overdraft protection. | Interest Checking Premium Rewards Checking Rewards Checking *Free Checking |
| Overdraft Line of Credit Subject to credit approval. | Interest Checking Premium Rewards Checking Rewards Checking *Free Checking |
| Daily Cap of NSF Fees 3 per day or $90. | Interest Checking Premium Rewards Checking Rewards Checking *Free Checking |
For more information, see Rewards FAQs.
*Nonsufficient funds charge may apply.
Some benefits require activation/registration.
No-fee bill pay and person-to-person payments
Over 40,000 FEE-FREE ATMs
24/7 online & mobile banking with mobile check deposit
Over 200 branches in 9 states to serve you
Can't open a traditional bank account?
Start fresh with WaFd Bank's second chance bank account. If you've been denied a bank account, our Fresh Start account can help you get back on track.
Convenient and Secure Online Banking
- Pay bills online or with your smartphone
- Check your balance, view transactions and transfer money
- Deposit checks with your smart phone and mobile photo deposit
- Pay friends with person-to-person transfers
- Make online wire transfers
- Reach your financial goals by setting budgets, managing spending, and tracking savings
Get the WaFd Bank mobile app
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Google Play StoreFor Android devices
Contact Us
For more information about our account services, or to talk to our Client Care Directors.
Awarded America's Best Big Bank - Three Years in a Row
Best Big Bank in Washington, Idaho, New Mexico
Awarded America's Best-in-State Bank
Best-in-State Bank in Washington, Nevada, New Mexico
Awarded America's Best Big Bank - Three Years in a Row
Best Big Bank in Washington, Idaho, New Mexico
Awarded America's Best-in-State Bank
Best-in-State Bank in Washington, Nevada, New Mexico