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Open a Bank Account Online

Personal Checking
Personal Savings
Business Checking
Business Savings

Are you looking to open a checking or savings account, or add to your existing accounts? WaFd Bank, named Best Big Bank by Newsweek three years in a row, offers top-rated checking accounts you can open in just minutes.

Group of friends enjoying a carefree sunset at a lake

Free Checking

Get a *Free Checking Account From a Best Bank

Everything you want in a free checking account:

  • Only $25 to open—this isn't a fee, just your starting balance, and it's yours to use
  • No minimum balance
  • No monthly maintenance fees*
  • Access to thousands of Fee-free ATMs
  • Online Banking
  • Bill Pay & external transfers
  • Mobile Banking
  • Person-to-person payments
  • Overdraft Protection
  • Secure Checking

*Nonsufficient Funds Charge may apply.

Shopping man smiling while on his phone

Interest Checking

Interest, Rewards and More, All in one Account

Enjoy access to benefits valued at $95+ every month!

  • Only $25 to open—this isn't a fee, just your starting balance, and it's yours to use
  • Get a Free 3x5" Safe Deposit Box (where available)
  • 5 ¢/gal Shell Fuel Savings
  • 24/7 Telehealth Services
  • Identity Theft, Credit File and Dark Web Monitoring
  • Up to $1 million Identity Theft Reimbursement
  • Up to $800 per claim on Mobile Protection ($50 deductible applies)
  • 24-Hour Roadside Assistance
  • Rideshare Protection
  • Accidental Death & Dismemberment (AD&D) Insurance
  • Extended Warranties and Buyer's Protection
  • Health, Shopping, Travel and Leisure discounts
arrow-rightPersonal Checking
arrow-rightPersonal Savings
arrow-rightBusiness Checking
arrow-rightBusiness Savings

Are you looking to open a checking or savings account, or add to your existing accounts? WaFd Bank, named Best Big Bank by Newsweek three years in a row, offers top-rated checking accounts you can open in just minutes.

Group of friends enjoying a carefree sunset at a lake

Free Checking

Get a *Free Checking Account From a Best Bank

Everything you want in a free checking account:

  • Only $25 to open—this isn't a fee, just your starting balance, and it's yours to use
  • No minimum balance
  • No monthly maintenance fees*
  • Access to thousands of Fee-free ATMs
  • Online Banking
  • Bill Pay & external transfers
  • Mobile Banking
  • Person-to-person payments
  • Overdraft Protection
  • Secure Checking

*Nonsufficient Funds Charge may apply.

Shopping man smiling while on his phone

Interest Checking

Interest, Rewards and More, All in one Account

Enjoy access to benefits valued at $95+ every month!

  • Only $25 to open—this isn't a fee, just your starting balance, and it's yours to use
  • Get a Free 3x5" Safe Deposit Box (where available)
  • 5 ¢/gal Shell Fuel Savings
  • 24/7 Telehealth Services
  • Identity Theft, Credit File and Dark Web Monitoring
  • Up to $1 million Identity Theft Reimbursement
  • Up to $800 per claim on Mobile Protection ($50 deductible applies)
  • 24-Hour Roadside Assistance
  • Rideshare Protection
  • Accidental Death & Dismemberment (AD&D) Insurance
  • Extended Warranties and Buyer's Protection
  • Health, Shopping, Travel and Leisure discounts

Awarded America's Best Big Bank - Three Years in a Row

Best Big Bank in Washington, Idaho, New Mexico

Newsweek Best Big Banks 2023arrow-right

Awarded America's Best-in-State Bank

Best-in-State Bank in Washington, Nevada, New Mexico

Forbes Best-in-State Banks 2024arrow-right