WaFd Bank Secured Credit Card
Whether you're just starting out or looking to repair your credit, get more from a secured credit card with WaFd Bank.
How the Credit Card Works for You
- How the Credit Card Works for You
This security deposit is refundable upon account closure, and will equal 105% of your credit limit - Build Credit Responsibly
With responsible use, a secured credit card can help you build or repair your credit with positive habits like paying your bills on time each month; you can also try setting up auto pay to avoid missing a payment - Get Your Deposit Back
After building a positive history over time, you can apply for an unsecured credit card and receive your deposit back (more on that in your cardholder agreement)
How to Apply for a WaFd Bank Secured Credit Card
It's easy, just have a current or new WaFd Bank account and visit your local branch to submit your application in person. You can open your new account and apply for a secured credit card the same day. If your application is approved, your branch will be in touch to give directions on how to make the security deposit for your new secured card.
Find Your Branch
Have a Current or New WaFd Bank Account
Open an account online or find a branch near you
No Annual Fee and No Hidden Finance Charges
No Annual Fee and No Hidden Finance Charges
Roadside Dispatch®
**Get security and convenience wherever your travels take you.
Roadside Dispatch®
**Get security and convenience wherever your travels take you.
Builds Credit
Reports to Four Major Credit Bureaus.
Builds Credit
Reports to Four Major Credit Bureaus.
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Frequently Asked Questions
About Your Card
Logging In to Manage Your Credit Card
About Your Credit Card Account
Application and Security Deposit
- Visa® Guide to Benefits (Traditional tier version)
- WaFd Bank Secured Visa® Credit Card Interest Rate and Fee Schedule
- WaFd Bank Secured Visa® Credit Card Cardholder Agreement
†Annual Percentage Rate (APR) The cost to borrow money expressed as a yearly percentage.
* APR is variable.
** Certain terms, conditions, and exclusions apply. Subject to credit approval. Please refer to your Visa Guide to Benefits and Cardholder Agreement for details.
See the WaFd Bank Privacy Notice.
For assistance with WaFd Bank products and services.
