Rewards & Premium Rewards Checking
Upgrade your account with Rewards or Premium Rewards Checking from WaFd Bank. Enjoy a secure bank account that offers numerous benefits on the things in life that matter most, like gas rewards, identity theft protection and resolution, plus shopping, travel, and leisure discounts. Get the account that does more for you!
Account Benefits and Rewards
Account Benefits and Rewards details tableOpen an AccountHide Similar Features | Rewards CheckingOpen an Account | Premium Rewards CheckingOpen an Account |
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Only $25 Initial Deposit | ||
Service Charge | $6 Per Month | $9 Per Month |
5¢ per Gallon Gas Savings | ||
Shopping Discounts | ||
Dark Web Monitoring | ||
Travel and Leisure Discounts | ||
Mobile Phone Protection | Up to $500 per claim, $1,000 per year | Up to $800 per claim, $1,000 per year |
Identity Fraud Expense Reimbursement Coverage | Up to $25,000 | Up to $1,000,000 |
Identity Theft Resolution Services | ||
Credit Monitoring | ||
Health Discounts | ||
Telehealth Services | ||
24/7 Roadside Assistance | ||
Credit Score Simulator | ||
Buyer's Protection and Extended Warranty | ||
Accidental Death & Dismemberment Coverage | ||
Rideshare Protection |
Account Benefits and RewardsHide Similar Features | |
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Only $25 Initial Deposit | Rewards Checking Premium Rewards Checking |
Service Charge |
|
5¢ per Gallon Gas Savings | Rewards Checking Premium Rewards Checking |
Shopping Discounts | Rewards Checking Premium Rewards Checking |
Dark Web Monitoring | Rewards Checking Premium Rewards Checking |
Travel and Leisure Discounts | Rewards Checking Premium Rewards Checking |
Mobile Phone Protection |
|
Identity Fraud Expense Reimbursement Coverage |
|
Identity Theft Resolution Services | Rewards Checking Premium Rewards Checking |
Credit Monitoring | Rewards Checking Premium Rewards Checking |
Health Discounts | Rewards Checking Premium Rewards Checking |
Telehealth Services | Rewards Checking Premium Rewards Checking |
24/7 Roadside Assistance | Rewards Checking Premium Rewards Checking |
Credit Score Simulator | Rewards Checking Premium Rewards Checking |
Buyer's Protection and Extended Warranty | Rewards Checking Premium Rewards Checking |
Accidental Death & Dismemberment Coverage | Rewards Checking Premium Rewards Checking |
Rideshare Protection | Rewards Checking Premium Rewards Checking |
For more information, see Rewards FAQs.
Let's Open Your Rewards Checking Account Today
Choose Between Classic, Seattle Seawolves & Seattle Kraken Debit Cards
Only $25 initial deposit to open.
Unlock Mobile Phone Protection
Save Money on Gas
Unlock 24/7 Telehealth with Premium Rewards
Save Money with Discounts on Shopping, Restaurants and More
No fee
Bill Pay and Person-to-Person Payments with Zelle®
Thousands of Fee-Free ATMs
24/7 Online & Mobile Banking
with mobile check deposit
Over 200 Branches
in 9 states to serve you
Voice-Activated Banking
Personal Financial Management Tools
Contactless Debit Card
Overdraft Services
Start Savings
With a higher interest rate than a traditional savings account, Start Savings is designed to help you save and earn more for doing it. To open, just have any WaFd Checking account (including Fresh Start) and start paying your future self.
- Only $25 initial deposit
- No minimum balance requirements
- No monthly service charge
- Variable blended rate (interest rate is different depending on how much money you have in the account)
Open Your Account Online or at a Local Branch
For assistance with WaFd Bank products and services.
Benefits are available to personal checking account owner(s) and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a "signer" on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Restrictions may apply. For additional details access your Gas Savings benefit through your WaFd Online Banking.
Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Guide to Benefit and insurance documents can be found through your WaFd Online Banking or WaFd Bank mobile app. If you wish to name a beneficiary for your Accidental Death and Dismemberment Insurance coverage, please complete a beneficiary form. If there is no designated beneficiary on file, benefits will be paid according to the Master Policy. As an eligible account owner, you are enrolled as a member of the Econocheck Association, of which your financial institution is a sponsor. For more information, please call 866-210-0361. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate. Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance. Credit Score is a VantageScore 3.0 based on single bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to your score on a monthly basis. Health Discount Savings is NOT insurance. Registration/activation required. Shopping Rewards require registration/activation; available via mobile and web only. Travel and Leisure Discounts are available via mobile and web only.
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Best Big Bank in Washington, Idaho, New Mexico
Awarded America's Best-in-State Bank
Best-in-State Bank in Washington, Nevada, New Mexico
Awarded America's Best Big Bank - Three Years in a Row
Best Big Bank in Washington, Idaho, New Mexico
Awarded America's Best-in-State Bank
Best-in-State Bank in Washington, Nevada, New Mexico