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![Friends walking down the street with bikes.](/static/66f9f46d3b942b6d33850a55f89d842d/b2a5d/hero-spending-account-061124-XS.jpg)
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*Free Spending Account—All the Right Stuff for Free!
*Nonsufficient funds charge may apply.
Spending Account
A secure digital checking account backed by a Best Bank
Are you tired of paying monthly fees for your checking account? Look no further! Our Spending Checking Account, powered by WaFd Bank Free Checking, offers a hassle-free banking experience with no minimum balance requirements and no monthly maintenance fees*. Whether you're opening your first account or looking to switch to a more cost-effective option, our Spending Checking Account is designed to meet your needs.
*Nonsufficient Funds Charge may apply.
No fee
Bill Pay and Person-to Person Payments with Zelle®
Thousands of Fee-Free ATMs
24/7 Online & Mobile Banking
with mobile check deposit
Over 200 Branches
in 9 states to serve you
Voice-Activated Banking
Personal Financial Management Tools
Contactless Debit Card
Overdraft Services
Let's Open Your Free Spending Account Today
Choose Between Classic, Seattle Seawolves & Seattle Kraken Debit Cards
Only $25 initial deposit to open.
Open Your Account Online or at a Local Branch
Arizona, California, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, and Washington
Contact Us
For more information about our account services, or to talk to our Client Care Directors.
Awarded America's Best Big Bank - Three Years in a Row
Best Big Bank in Washington, Idaho, New Mexico
Awarded America's Best-in-State Bank
Best-in-State Bank in Washington, Nevada, New Mexico
Awarded America's Best Big Bank - Three Years in a Row
Best Big Bank in Washington, Idaho, New Mexico
Awarded America's Best-in-State Bank
Best-in-State Bank in Washington, Nevada, New Mexico