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Lower Your Mortgage Interest Rate Without Refinancing with WaFd Bank QwikFi

Thinking about refinancing your mortgage?

Talk to us first about a WaFd QwikFi

As a portfolio lender, WaFd Bank has the flexibility to help our current borrowers with a fast-track path to reduce the interest rate on an existing WaFd Bank mortgage without extending the loan term. It's quick, convenient and easier than refinancing. It's a QwikFi!

Request a QwikFi Consultation

WaFd QwikFi features
  • Complete your request over the phone with your local banker by requesting a consultation.
  • QwikFi requires a simple request form rather than a full mortgage application.
  • Enjoy ZERO out of pocket costs.
  • You lock in your rate for 30 days starting the day you submit a complete QwikFi request.
Eligibility

To be eligible for the QwikFi program, you must meet the following criteria:

  • Hold an existing WaFd mortgage in good standing with no late payments.
  • Retain your fixed mortgage with a term of either 30 or 15 years.
  • Carry a Loan-to-Value of 80% of less.
  • Use the financed property as your primary or second home.
  • Ask us about WaFd-financed investment properties as some may qualify.
Not Eligible

The following are not eligible for the QwikFi program, but may qualify for our other modification options:

  • HELOCs
  • Lot loans with interest-only payments
  • Foreign or Canadian National Loans
  • Custom construction loans that are not yet completed or converted to permanent financing
  • Personal loans or lines of credit

If you have any questions regarding our loan programs, including the WaFd QwikFi, please contact your local branch.