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Idaho home with spring flowers.
Idaho home with spring flowers.
Idaho home with spring flowers.
Idaho home with spring flowers.
Idaho home with spring flowers.
Idaho home with spring flowers.
Idaho home with spring flowers.
Jump Into Projects With an Idaho HELOC
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Idaho Home Equity Line of Credit (HELOC)

Whether you're renovating in Boise, remodeling in Nampa, paying bills or taking a dream vacation, you can use your home's equity to finance what's next. A WaFd HELOC has no annual fee and is often more affordable than using credit cards or other loans. Our HELOCs are available for primary, second home, and investment properties, including jumbo HELOCs up to $700,000. To get started, apply online anytime, where you can securely upload your documents and receive status updates in our secure portal.

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Idaho HELOC Calculator

Benefits of a WaFd Home Equity Line of Credit

  • We pay closing costs for our existing WaFd home loan clients on lines of credit up to $250,000*
  • Discount of 0.25% on your interest rate when you make automatic payments from your WaFd checking account
  • Available for owner occupied, second homes, and investment properties
  • No annual renewal fees
  • Only pay interest on the amount borrowed**

* Closing costs for our existing WaFd home loan clients are paid only for primary or second/vacation homes, not on investment properties.

** During the draw period, the borrower is only required to pay interest on those funds that they actually drew out and used.

Frequently Asked Questions

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Want More Help? Come See Us.

If you're a first time home buyer and have done all your research but want help, just stop by. We're nearby, and we'll sit down with you and answer any questions you may have.

Boise, Nampa and Idaho