Refinancing
Want to lower your monthly mortgage payment, pay off your mortgage faster or pull cash out for that remodeling project? Apply to refinance online, where you can securely upload your documents and receive status updates in our secure portal. If you're already a WaFd home loan client, be sure to contact your loan officer to discuss options.
Refinance Loan Calculator
Estimated Monthly Payment
Other Loan Calculators
- *Cash refinances are subject to conditions.
- This calculator is for educational purposes only, and may not represent WaFd Bank's lending program requirements. Payments quoted do not include taxes & insurance, so actual payments may be higher.
- Loans are subject to credit approval. Restrictions and limitations may apply. Rates for owner occupied homes only.
Save Up to $600 on Closing Costs With a Checking Account From WaFd Bank*
*To qualify for the maximum $600 discount, before closing documents are prepared you must (1) have or open the WaFd checking account, (2) register for EZ-Pay from the new checking account, and (3) sign up for direct deposit of at least one form of a monthly recurring source of income.
What to Know Before Refinancing
Whether you're planning to refinance or just considering it, here are a few things to keep in mind and more information about the process.
Benefits of Working With WaFd Bank
Benefits of Working With WaFd Bank
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We're Here for You
From submitting your application through closing and beyond
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Competitive Rates
We have competitive mortgage rates and will be with you every step
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Apply for a Loan Online
You can quickly and securely apply online in minutes
Frequently Asked Questions
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What to Know Before Refinancing and How to Refinance a House
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When is it Worth it to Refinance
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Should I Refinance When Interest Rates Are Going Up?
Want more help? Come See Us.
If you've done all your research but aren't sure whether refinancing makes sense, just stop by. We're nearby, and we'll sit down with you and answer any questions you may have.