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Remodeling Loans are currently not available in the state of California.

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Couple laughing while painting a wall in their house.
Couple laughing while painting a wall in their house.
Couple laughing while painting a wall in their house.
Couple laughing while painting a wall in their house.
Couple laughing while painting a wall in their house.
Couple laughing while painting a wall in their house.
Couple laughing while painting a wall in their house.
Build on Future Value
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Remodeling

Don't let major housework outstrip your equity. If you're already a WaFd home loan client, be sure to contact your loan officer to discuss options.

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Already started your application? Return to Remodeling Loan applicationarrow-right

Remodeling Loan Calculator

Rates as low as

10.041
%
APR

Estimated Monthly Payment

$NaN
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  • This calculator is for educational purposes only, and may not represent WaFd Bank's lending program requirements. Payments quoted do not include taxes & insurance, so actual payments may be higher.
  • Loans are subject to credit approval. Restrictions and limitations may apply. Rates for owner occupied homes only.
Young couple moving in new house, holding keys.

Save Up to $600 on Closing Costs With a Checking Account From WaFd Bank*

Find Out How

*To qualify for the maximum $600 discount, before closing documents are prepared you must (1) have or open the WaFd checking account, (2) register for EZ-Pay from the new checking account, and (3) sign up for direct deposit of at least one form of a monthly recurring source of income.

Couple remodeling their house and looking at blueprints.

Learn From the Experts: Everything You Need to Know About Remodeling

After over 100 years in the mortgage business, we've learned a think or two about remodeling. Learn more about the big decisions and details you may not have thought about.

Read Morefile-pdf
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Benefits of Working With WaFd Bank

Benefits of Working With WaFd Bank

  • We're Here for You

    From submitting your application through closing and beyond

  • Competitive Rates

    We have competitive mortgage rates and will be with you every step

  • Apply for a Loan Online

    You can quickly and securely apply online in minutes

Frequently Asked Questions

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Still can't find what you are looking for? Contact your local branch or call us 24/7 at 800-324-9375.
  • Couple looking at plans with architect.

    Is it Better to Remodel or Move

    Need a change? Maybe more space for a growing a family, or perhaps the look of your home could just use a refresh.

  • Woman working on a piece of wood outside, dog laying down nearby.

    Remodeling Projects That Add the Most Value to Your Home

    Not all remodel projects are created equal, and you won't always get what you pay for.

  • Couple using a credit card for online shopping.

    How to Finance a Home Renovation or Remodel

    For most of us, our remodel project won't be featured (or paid for) by HGTV.

Want more help? Come See Us.

If you've done all your research and still want help with your construction loan, just stop by. We're nearby, and we'll sit down with you and answer any questions you may have.

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