Enjoy a great start with WaFd Bank by saving up to $600 on your loan closing costs.*
Follow these three simple steps:
- Choose your best fit checking account. See below to review your options, including interest-earning, free and low minimum balance accounts.
- Provide the new account verification email to your Loan Officer.
- Complete the EZ-Pay sign up form with your Loan Officer.
Save $400
when you set up autopay, pulling your mortgage payment from your checking account at WaFd or any other bank.
Save another $200
if you make your mortgage payments from a WaFd Bank checking account (with direct deposit).
Save $400
when you set up autopay, pulling your mortgage payment from your checking account at WaFd or any other bank.
Save another $200
if you make your mortgage payments from a WaFd Bank checking account (with direct deposit).
Compare Checking Accounts and Open an Account Online Today
Compare checking account details tableOpen an Account| Hide Similar Features | ||||
|---|---|---|---|---|
| Only $25 Initial Deposit | ||||
| Service Charge | $12 Per Month Charge waived with $5,000 average daily balance or $50,000 in eligible accounts | $9 Per Month | $6 Per Month | FREE |
| Minimum Balance Requirement | $5,000 See more details | $0 | $0 | $0 |
| Earns Interest | ||||
| Free Checks WaFd Branded only | ||||
| Free 3x5 safe deposit box where available | ||||
| Contactless Debit Card | ||||
Digital Banking | ||||
| Free Overdraft Protection Connect your Savings or Money Market for overdraft protection. | ||||
| Overdraft Line of Credit Subject to credit approval. | ||||
| Daily Cap of NSF Fees 3 per day or $90. | ||||
| Open an Account | Open an Account | Open an Account | Open an Account |
Compare Checking AccountsHide Similar Features | |
|---|---|
| Only $25 Initial Deposit | Interest Checking Premium Rewards Checking Rewards Checking *Free Checking |
| Service Charge |
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| Minimum Balance Requirement |
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| Earns Interest | Interest Checking Premium Rewards Checking Rewards Checking *Free Checking |
| Free Checks WaFd Branded only | Interest Checking Premium Rewards Checking Rewards Checking *Free Checking |
| Free 3x5 safe deposit box where available | Interest Checking Premium Rewards Checking Rewards Checking *Free Checking |
Interest Checking Premium Rewards Checking Rewards Checking *Free Checking | |
| Contactless Debit Card | Interest Checking Premium Rewards Checking Rewards Checking *Free Checking |
Digital Banking | Interest Checking Premium Rewards Checking Rewards Checking *Free Checking |
| Free Overdraft Protection Connect your Savings or Money Market for overdraft protection. | Interest Checking Premium Rewards Checking Rewards Checking *Free Checking |
| Overdraft Line of Credit Subject to credit approval. | Interest Checking Premium Rewards Checking Rewards Checking *Free Checking |
| Daily Cap of NSF Fees 3 per day or $90. | Interest Checking Premium Rewards Checking Rewards Checking *Free Checking |
For more information, see Rewards FAQs.
*To qualify for a credit back on closing costs, prior to closing, you must (1) open a new consumer checking account with WaFd Bank using the link above, (2) register for EZ-Pay service to automatically pull your mortgage payment from this checking account, and (3) include one form of direct deposit (payroll, social security, or other monthly recurring source of income). This credit may not be combined with other offers or discounts. Direct deposit must be verified. All loans subject to credit approval.
**Requires eStatement registration and direct deposit. Nonsufficient/returned item fees may apply. $25 minimum to open. Inactivity Fee May Apply.