Small Business Banking

Why WaFd Bank is the Best Bank for Small Business

At WaFd Bank we believe in small business, offering products and services designed to help them get established and grow. Make the most of your money with our small business banking solutions. SBA Preferred Lender

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    Business Lines of Credit

    If you need to borrow funds to support cyclical or seasonal cash flow, Business Lines of Credit are often the right solution.

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    Business Checking Accounts

    WaFd Bank's Free Business Checking gives you the tools you need to manage your LLC, sole proprietorship, or small business with ease. No monthly service fees, no hidden charges, just practical, reliable banking designed for business owners like you.

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    Business Term Loans

    Equipment Financing, capital improvements, or finance future expansion, Business Term Loans are the ideal solution.

Merchant Services

Keeping up with day-to-day operations and providing exceptional customer experiences is crucial to long term success. WaFd Bank is here to help you streamline your operations, improve your cash flow, and keep your customers coming back for more with a variety of merchant services and solutions.

Learn about WaFd Merchant Services
Built for Business

Business Banking

With years of experience in business banking, we speak your language. Count on us for tailored financing solutions, whether you're acquiring or buying into a practice, expanding, refinancing, or looking for solutions to help operate your business. Let WaFd Bank help you reach your goals.

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    Payment Processing Services

    Accept payments anywhere with the most up-to-date technology. Your customers can pay the way they want to with terminal payments (card present) and e-commerce (card not present) options, plus industry-leading security and solutions for both platforms and developers.

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    Business Checking

    Choose the WaFd Bank business checking account to meet your needs. Compare our business accounts to find the right checking account for your business.

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    Business Savings

    Grow your business capital by opening a small business savings account with WaFd Bank.

See why everyone is talking about WaFd Bank

Trusted Partners

Testimonials from our business clients.

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WaFd Bank is the Best Bank for Small Business in the Western US

Arizona, California, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, and Washington

Forbes 2025 badge for Best-In-State Bank, WaFd Bank.Awarded America's Best-in-State Bank

Awarded America's Best-in-State Bank

Best-In-State Bank in Nevada, New Mexico, and Oregon. Top 3 for Washington.

Forbes Best-in-State Banks 2025